Abuse of rights; R.A. No. 7202

In order to be liable for damages under the abuse of rights principle, the following requisites must concur: (a) the existence of a legal right or duty; (b) which is exercised in bad faith; and (c) for the sole intent of prejudicing or injuring another; in this case, the petitioners failed to substantiate the above requisites to justify the award of damages in their favor against PNB, who merely exercised its legal right as a creditor pursuant to R.A. No. 7202. (Van De Brug vs. Phil. Nat’l. Bank, G.R. No. 207004, June 06, 2018)